Growing up in Monterey’s warm kitchen, where the scent of garlic and fresh herbs mingled with the salty ocean breeze, comfort food was more than just nourishment—it was a way to bring family together. One dish that instantly evokes that feeling for me is a Loaded Baked Potato Casserole. It’s the kind of recipe that feels like a warm hug, layered with creamy potatoes, melted cheese, crispy bacon, and just the right touch of green onions. This casserole has made countless appearances at our family dinners and holiday gatherings, often sparking stories from Nonna Rosa about her Italian roots and Elena’s improvisations with whatever was fresh from the garden. Today, I’m excited to share this heartfelt recipe with you, hoping it brings the same cozy joy to your table as it does to mine.
Table of Contents
Why You’ll Love This Loaded Baked Potato Casserole
There’s something magical about a Loaded Baked Potato Casserole that makes it a crowd-pleaser every time. It’s the kind of dish that feels indulgent yet homey—perfect for busy weeknights or special occasions alike. From the creamy mashed potatoes that are the base of the dish to the crispy bacon bits and gooey cheese topping, every bite is a celebration of textures and flavors.
For me, this casserole goes beyond just taste. It’s a connection to my family’s kitchen traditions in Monterey, where my mom Elena always reminded me that cooking is about love and improvisation. She’d encourage me to add a pinch of this or a sprinkle of that, making the dish uniquely mine. And Nonna Rosa? She’d insist on fresh herbs from the garden, which I still do whenever possible.
What makes this casserole truly special is how approachable it is. Even if you’re juggling a busy schedule or cooking for a family with picky eaters, this recipe keeps things simple while delivering big on comfort. It’s a dish that invites everyone to gather around the table, share stories, and savor a little piece of home.
Ingredients You’ll Need for This Loaded Baked Potato Casserole

- 4 cups peeled and diced russet potatoes (about 4 medium potatoes)
- 1 cup sour cream
- 1/2 cup whole milk
- 1/4 cup unsalted butter, melted
- 1 teaspoon garlic powder
- 1 teaspoon onion powder
- 1 teaspoon salt, divided
- 1/2 teaspoon black pepper
- 2 cups shredded sharp cheddar cheese, divided
- 6 slices cooked bacon, crumbled
- 3 green onions, thinly sliced (white and green parts separated)
- Optional substitution: Greek yogurt instead of sour cream for a lighter twist
- Optional substitution: Use smoked paprika instead of garlic powder for a smokier flavor
Nutrition Facts
- Calories: Approximately 350 per serving (based on 6 servings)
- Protein: 18g per serving
- Fat: 20g per serving
- Carbohydrates: 28g per serving
- Fiber: 3g per serving
- Sugar: 3g per serving
- Sodium: 600mg per serving
The Ultimate Loaded Baked Potato Casserole Recipe You Need to Try
Learn how to make delicious Loaded Baked Potato Casserole. Easy recipe with step-by-step instructions.
- Total Time: 45 minutes
- Yield: 4 servings 1x
Ingredients
- 4 cups peeled and diced russet potatoes (about 4 medium potatoes)
- 1 cup sour cream
- 1/2 cup whole milk
- 1/4 cup unsalted butter, melted
- 1 teaspoon garlic powder
- 1 teaspoon onion powder
- 1 teaspoon salt, divided
- 1/2 teaspoon black pepper
- 2 cups shredded sharp cheddar cheese, divided
- 6 slices cooked bacon, crumbled
- 3 green onions, thinly sliced (white and green parts separated)
- Optional substitution: Greek yogurt instead of sour cream for a lighter twist
- Optional substitution: Use smoked paprika instead of garlic powder for a smokier flavor
Instructions
- Preheat your oven to 375°F (190°C). Grease a 9×13-inch baking dish with butter or non-stick spray. I always use butter for that extra richness, just like my Nonna Rosa taught me.
- Bring a large pot of salted water to a boil. Add the diced potatoes and cook until tender, about 15 minutes. They should be fork-tender but not falling apart.
- Drain the potatoes well and return them to the warm pot. Mash them with the melted butter, sour cream, and milk until smooth and creamy. If you like a little texture, leave some small lumps—this reminds me of the rustic mashed potatoes my mom would make.
- Season the mashed potatoes with garlic powder, onion powder, 1/2 teaspoon salt, and black pepper. Taste and adjust seasoning as needed; seasoning is key in bringing out the flavors.
- Fold in 1 cup of shredded cheddar cheese, the white parts of the green onions, and half of the crumbled bacon. This mix is where the magic starts to take shape.
- Transfer the potato mixture to the prepared baking dish, smoothing the top with a spatula.
- Sprinkle the remaining cheddar cheese evenly over the top, followed by the remaining bacon crumbles. This final layer will crisp up beautifully in the oven.
- Bake uncovered for 20-25 minutes, or until the cheese is melted and bubbly, and the edges start to turn golden brown.
- Remove from the oven and let it cool for 5 minutes before serving. Garnish with the green parts of the sliced green onions for a fresh pop of color and flavor.
- Prep Time: 15 minutes
- Cook Time: 30 minutes
- Category: Main Dish
- Method: Cooking
- Cuisine: International
Steps to Create Your Loaded Baked Potato Casserole
- Preheat your oven to 375°F (190°C). Grease a 9×13-inch baking dish with butter or non-stick spray. I always use butter for that extra richness, just like my Nonna Rosa taught me.
- Bring a large pot of salted water to a boil. Add the diced potatoes and cook until tender, about 15 minutes. They should be fork-tender but not falling apart.
- Drain the potatoes well and return them to the warm pot. Mash them with the melted butter, sour cream, and milk until smooth and creamy. If you like a little texture, leave some small lumps—this reminds me of the rustic mashed potatoes my mom would make.
- Season the mashed potatoes with garlic powder, onion powder, 1/2 teaspoon salt, and black pepper. Taste and adjust seasoning as needed; seasoning is key in bringing out the flavors.
- Fold in 1 cup of shredded cheddar cheese, the white parts of the green onions, and half of the crumbled bacon. This mix is where the magic starts to take shape.
- Transfer the potato mixture to the prepared baking dish, smoothing the top with a spatula.
- Sprinkle the remaining cheddar cheese evenly over the top, followed by the remaining bacon crumbles. This final layer will crisp up beautifully in the oven.
- Bake uncovered for 20-25 minutes, or until the cheese is melted and bubbly, and the edges start to turn golden brown.
- Remove from the oven and let it cool for 5 minutes before serving. Garnish with the green parts of the sliced green onions for a fresh pop of color and flavor.
Tips for Making the Best Loaded Baked Potato Casserole
One of my fondest memories is standing on a flour-dusted stool in my grandmother’s kitchen, watching her adjust seasonings with a practiced hand. That lesson still guides me today: always taste and tweak as you go. Here are a few tips to make this casserole sing at your table: Learn more: Mastering Homemade Pasta: The Ultimate KitchenAid Recipe Guide
- Don’t overcook the potatoes. You want them tender but still holding their shape so the casserole has a nice texture.
- Use real butter. It adds a richness that margarine or oil just can’t match, and it’s a nod to traditional cooking like my mom and Nonna Rosa always insisted on.
- Cook bacon until crispy. Crispy bacon adds texture contrast that’s essential in this dish. Save some of the bacon fat to sauté the green onions if you want an extra flavor boost.
- Experiment with cheeses. While sharp cheddar is classic, mixing in a bit of smoked gouda or Monterey Jack can add depth that reminds me of my time in Spanish kitchens.
- Make it ahead. You can prepare the casserole a day in advance, then bake it just before serving. It’s perfect for busy family dinners or holiday feasts.
Serving Suggestions and Pairings

This Loaded Baked Potato Casserole is hearty enough to shine on its own, but I love pairing it with simple, fresh sides to balance the richness. Growing up, my family always had a green salad with a tangy vinaigrette alongside heavier dishes—something I still do today.
- A crisp mixed green salad with lemon vinaigrette
- Steamed or roasted seasonal vegetables like asparagus or green beans
- Grilled chicken or pork chops for added protein
- For a festive touch, serve with a bright beet and arugula salad, a nod to the garden-fresh flavors Nonna Rosa cherished
And don’t forget a chilled glass of white wine or sparkling water with a slice of lemon to refresh the palate.
Storage and Reheating Tips
Like many dishes rooted in family tradition, this casserole tastes just as good the next day—sometimes even better once the flavors have melded overnight. Here’s how to keep it fresh and delicious:
- Store leftovers in an airtight container in the refrigerator for up to 3 days.
- Reheat individual portions in the microwave, covered, for 1-2 minutes until warmed through.
- For best texture, reheat a larger portion in a 350°F oven for 10-15 minutes to bring back the crispy cheese topping.
- If freezing, wrap tightly in foil or plastic wrap and freeze for up to 2 months. Thaw overnight in the fridge before reheating.
Frequently Asked Questions
What are the main ingredients for Loaded Baked Potato Casserole?
The main ingredients for Loaded Baked Potato Casserole include the items listed in our ingredients section above. Each ingredient plays a crucial role in achieving the perfect flavor and texture.
How long does it take to make Loaded Baked Potato Casserole?
The total time to make Loaded Baked Potato Casserole includes both preparation and cooking time. Check the recipe card above for exact timing details.
Can I make Loaded Baked Potato Casserole ahead of time?
Yes, Loaded Baked Potato Casserole can often be prepared in advance. Store it properly in an airtight container in the refrigerator and consume within the recommended timeframe.
What can I serve with Loaded Baked Potato Casserole?
Loaded Baked Potato Casserole pairs well with various sides and accompaniments. Consider the serving suggestions mentioned in the recipe for the best dining experience.
Is Loaded Baked Potato Casserole suitable for special diets?
Depending on the ingredients used, Loaded Baked Potato Casserole may be adapted for various dietary needs. Check the ingredients list and consider substitutions as needed for your dietary requirements.
Final Thoughts
Every time I make this Loaded Baked Potato Casserole, I’m reminded of those lively kitchens in Monterey, where the clatter of pots and the warmth of family filled the air. It’s more than a recipe—it’s a celebration of heritage, love, and the joy of sharing good food. Whether you’re cooking it for your own family or bringing it to a friend’s table, I hope this dish brings you the same comfort and happiness that it has brought me and my daughters, Olivia and Isabella.
From my kitchen to yours, remember that the best meals are those made with heart, a little patience, and a pinch of tradition. Buon appetito!

