There’s something undeniably comforting about a warm, cheesy bowl of Loaded Mac and Cheese. Growing up in my grandmother Nonna Rosa’s kitchen in Monterey, I remember those chilly evenings when the whole family gathered around the table, the aroma of garlic and fresh herbs mingling with bubbling cheese. This dish, rich and hearty, always brought us together and felt like a warm hug after a long day. Today, I’m excited to share my version of Loaded Mac and Cheese — a recipe that honors my family’s tradition but adds a few twists inspired by my travels across Italy and Spain, and the lively cooking sessions I now share with my daughters, Olivia and Isabella.
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Why You’ll Love This Loaded Mac and Cheese
Loaded Mac and Cheese is more than just a simple pasta dish; it’s an experience. It’s creamy, cheesy, and packed with layers of flavor that remind me of my mother Elena’s flair for improvisation in the kitchen. She always said, “Cooking is love made visible,” and this dish embodies that perfectly. Whether it’s the smoky bacon, the sharp bursts of cheddar, or the crunchy topping that makes you close your eyes with delight, it’s a recipe that feels like home.
What makes this mac and cheese stand out is the balance — creamy yet textured, rich but not overwhelming. It’s perfect for family dinners, potlucks, or cozy nights when you want something indulgent but familiar. And the best part? It’s approachable for busy home cooks who want maximum flavor with minimal fuss. I often make this for my girls after school, and watching their faces light up as they take that first bite is a joy I cherish deeply.
Ingredients You’ll Need for This Loaded Mac and Cheese

- 1 pound elbow macaroni or cavatappi pasta
- 4 tablespoons unsalted butter
- 3 tablespoons all-purpose flour
- 3 cups whole milk, warmed
- 1 cup heavy cream, warmed
- 2 cups sharp cheddar cheese, shredded
- 1 cup Gruyère cheese, shredded (substitute with fontina for a milder flavor)
- 1 cup mozzarella cheese, shredded
- 1/2 teaspoon smoked paprika
- 1/2 teaspoon garlic powder
- 1 teaspoon Dijon mustard
- 1/2 teaspoon salt, plus more to taste
- 1/4 teaspoon freshly ground black pepper
- 6 slices thick-cut bacon, cooked and crumbled (substitute with pancetta or omit for vegetarian)
- 1/2 cup green onions, thinly sliced
- 1 cup panko breadcrumbs
- 2 tablespoons olive oil or melted butter (for breadcrumbs)
- Fresh parsley, chopped, for garnish (optional)
Nutrition Facts
- Calories: Approximately 580 per serving (serves 6)
- Protein: 28g
- Fat: 32g
- Carbohydrates: 45g
- Fiber: 2g
- Sugar: 7g
- Sodium: 720mg
Ultimate Comfort Food Loaded Mac and Cheese Recipe You Need to Try
Learn how to make delicious Loaded Mac and Cheese. Easy recipe with step-by-step instructions.
- Total Time: 45 minutes
- Yield: 4 servings 1x
Ingredients
- 1 pound elbow macaroni or cavatappi pasta
- 4 tablespoons unsalted butter
- 3 tablespoons all-purpose flour
- 3 cups whole milk, warmed
- 1 cup heavy cream, warmed
- 2 cups sharp cheddar cheese, shredded
- 1 cup Gruyère cheese, shredded (substitute with fontina for a milder flavor)
- 1 cup mozzarella cheese, shredded
- 1/2 teaspoon smoked paprika
- 1/2 teaspoon garlic powder
- 1 teaspoon Dijon mustard
- 1/2 teaspoon salt, plus more to taste
- 1/4 teaspoon freshly ground black pepper
- 6 slices thick-cut bacon, cooked and crumbled (substitute with pancetta or omit for vegetarian)
- 1/2 cup green onions, thinly sliced
- 1 cup panko breadcrumbs
- 2 tablespoons olive oil or melted butter (for breadcrumbs)
- Fresh parsley, chopped, for garnish (optional)
Instructions
- Bring a large pot of salted water to a boil. Cook the elbow macaroni until just al dente, about 7 minutes. Drain and set aside. I always taste the pasta early — remembering Nonna Rosa’s insistence that pasta should have a little bite to it, especially when it’s going to bake further.
- Preheat your oven to 375°F (190°C). Lightly grease a 9×13-inch baking dish.
- In a large saucepan, melt the butter over medium heat. Once melted, whisk in the flour to create a roux. Stir constantly for about 2 minutes until it’s golden and fragrant — this step is key to avoiding a floury taste.
- Slowly pour in the warm milk and cream, whisking continuously until smooth and slightly thickened, about 5 minutes. Patience here makes all the difference. My mother Elena always reminded me: “Good things take time, Sofia.”
- Remove the sauce from heat and stir in the Dijon mustard, smoked paprika, garlic powder, salt, and pepper.
- Gradually add the shredded cheddar, Gruyère, and mozzarella, stirring until the cheese is melted and the sauce is silky.
- Fold in the cooked pasta, crumbled bacon, and green onions until everything is evenly coated with the cheese sauce.
- Pour the mac and cheese into the prepared baking dish. In a small bowl, mix the panko breadcrumbs with olive oil or melted butter, then sprinkle evenly over the top. This adds that irresistible crunchy topping reminiscent of the gratin dishes I enjoyed in Italy.
- Bake for 25-30 minutes, or until the top is golden brown and bubbly. I find the aroma filling the kitchen at this stage always brings back memories of family dinners, laughter echoing off the walls.
- Allow the dish to cool for 5 minutes before serving. Garnish with fresh parsley if you like a pop of color and freshness.
- Prep Time: 15 minutes
- Cook Time: 30 minutes
- Category: Main Dish
- Method: Cooking
- Cuisine: International
Steps to Create Your Loaded Mac and Cheese
- Bring a large pot of salted water to a boil. Cook the elbow macaroni until just al dente, about 7 minutes. Drain and set aside. I always taste the pasta early — remembering Nonna Rosa’s insistence that pasta should have a little bite to it, especially when it’s going to bake further.
- Preheat your oven to 375°F (190°C). Lightly grease a 9×13-inch baking dish.
- In a large saucepan, melt the butter over medium heat. Once melted, whisk in the flour to create a roux. Stir constantly for about 2 minutes until it’s golden and fragrant — this step is key to avoiding a floury taste.
- Slowly pour in the warm milk and cream, whisking continuously until smooth and slightly thickened, about 5 minutes. Patience here makes all the difference. My mother Elena always reminded me: “Good things take time, Sofia.”
- Remove the sauce from heat and stir in the Dijon mustard, smoked paprika, garlic powder, salt, and pepper.
- Gradually add the shredded cheddar, Gruyère, and mozzarella, stirring until the cheese is melted and the sauce is silky.
- Fold in the cooked pasta, crumbled bacon, and green onions until everything is evenly coated with the cheese sauce.
- Pour the mac and cheese into the prepared baking dish. In a small bowl, mix the panko breadcrumbs with olive oil or melted butter, then sprinkle evenly over the top. This adds that irresistible crunchy topping reminiscent of the gratin dishes I enjoyed in Italy.
- Bake for 25-30 minutes, or until the top is golden brown and bubbly. I find the aroma filling the kitchen at this stage always brings back memories of family dinners, laughter echoing off the walls.
- Allow the dish to cool for 5 minutes before serving. Garnish with fresh parsley if you like a pop of color and freshness.
Tips for Making the Best Loaded Mac and Cheese
From my many years in kitchens from San Francisco to Spanish markets, and those flour-dusted afternoons with my daughters, I’ve learned a few tricks that make all the difference:
- Use a mix of cheeses: Combining sharp cheddar with Gruyère and mozzarella gives you depth — sharpness, creaminess, and gooey stretch all in one bite.
- Warm your milk and cream: This helps the sauce thicken smoothly and prevents lumps in your béchamel.
- Don’t overcook the pasta: Since the mac and cheese will bake in the oven, keep the pasta slightly underdone to avoid mushiness.
- Customize your toppings: I love adding crispy bacon, but you can swap in sautéed mushrooms, caramelized onions, or even roasted vegetables for a twist.
- Breadcrumb topping: Mixing panko with olive oil or butter before baking ensures a golden, crunchy crust that contrasts beautifully with the creamy interior.
- Make it ahead: You can prepare the mac and cheese up to the baking step, refrigerate it, and bake fresh when you’re ready. Perfect for busy weeknights!
Serving Suggestions and Pairings

Growing up by the coast, family meals were never just about the main dish — the sides made the meal complete. This Loaded Mac and Cheese pairs wonderfully with: Learn more: Irresistible Cheesy Bread: Your Ultimate Comfort Food Fix
- A crisp green salad dressed with lemon vinaigrette to cut through the richness
- Roasted or steamed seasonal vegetables like broccoli or green beans
- Grilled chicken or seared sausage for added protein
- A glass of chilled white wine, such as a vibrant Sauvignon Blanc, recalling the sunny afternoons I spent exploring vineyards in Spain
For a cozy family dinner, I often serve this alongside a simple tomato and basil salad, a nod to my grandmother’s garden-fresh flavors. Watching Olivia and Isabella eagerly dive into their plates always reminds me why I keep these traditions alive.
Storage and Reheating Tips
Like many comfort foods, Loaded Mac and Cheese tastes just as good the next day — sometimes even better! Here’s how I save and reheat it without losing that creamy, cheesy magic:
- Allow leftovers to cool completely before storing in an airtight container.
- Refrigerate for up to 3 days. For longer storage, freeze in portions for up to 2 months.
- To reheat, place a portion in an oven-safe dish, cover loosely with foil, and warm at 350°F (175°C) for 15-20 minutes or until heated through.
- If reheating in the microwave, sprinkle a little milk on top to keep it creamy and heat in 1-minute intervals, stirring gently in between.
- Refresh the breadcrumb topping under the broiler for a minute or two for that delightful crunch.
Frequently Asked Questions
What are the main ingredients for Loaded Mac and Cheese?
The main ingredients for Loaded Mac and Cheese include the items listed in our ingredients section above. Each ingredient plays a crucial role in achieving the perfect flavor and texture.
How long does it take to make Loaded Mac and Cheese?
The total time to make Loaded Mac and Cheese includes both preparation and cooking time. Check the recipe card above for exact timing details.
Can I make Loaded Mac and Cheese ahead of time?
Yes, Loaded Mac and Cheese can often be prepared in advance. Store it properly in an airtight container in the refrigerator and consume within the recommended timeframe.
What can I serve with Loaded Mac and Cheese?
Loaded Mac and Cheese pairs well with various sides and accompaniments. Consider the serving suggestions mentioned in the recipe for the best dining experience.
Is Loaded Mac and Cheese suitable for special diets?
Depending on the ingredients used, Loaded Mac and Cheese may be adapted for various dietary needs. Check the ingredients list and consider substitutions as needed for your dietary requirements.
Final Thoughts
Loaded Mac and Cheese isn’t just a meal — it’s a story, a tradition, and a connection to my family’s heritage. From Nonna Rosa’s kitchen in Monterey to my own cozy cottage today, it’s a recipe that celebrates love, warmth, and the joy of sharing food with those you cherish. Whether you’re making it for your family, a dinner party, or a quiet night in, I hope this dish brings you as much comfort and happiness as it has brought me throughout my life.
Remember, cooking doesn’t have to be complicated to be meaningful. Sometimes, the simplest ingredients, combined with care and a bit of soul, create the most unforgettable meals. So grab your apron, gather your loved ones, and let’s make this Loaded Mac and Cheese a new tradition in your home.

